Youth Financial Education Program

Money Management All-Stars

Texas Storm Nation’s Money Management All-Stars program will help to empower our program youth, ages 8-18, with the knowledge and skills to manage their finances responsibly and confidently.

By providing comprehensive, age-appropriate financial education, we are laying the groundwork for long-term financial success.

How the Program Works

The program will offer quarterly financial education workshops tailored to specific age groups, ensuring age-appropriate learning and skill-building. Workshops will be interactive, engaging, and practical.

Age Groups

  • Elementary (8-10 years)

  • Middle School (11-13 years)

  • High School (14-18 years)

Workshop Schedule

  • Workshops will be held once per quarter (4 times a year) for each age group.

  • Each session lasts 1-2 hours, depending on age group.

  • Evening or weekend sessions will be offered to accommodate school and sports schedules.

Program Delivery Methods

  • Employees of Financial Institutions:

    • Bank employees and financial advisors.

  • Qualified Community Leaders and Professional:

    • Certified financial coaches and counselors.

    • Local entrepreneurs and leaders with financial expertise.

Core Financial Topics By Age Group

Elementary

(8-10 years)

Focus: Building basic financial habits.

    • What is money, and why is it important?

    • The difference between needs and wants.

    • Understanding allowances and rewards.

    • The concept of saving money.

    • Creating a simple savings jar or piggy bank system.

  • Introduction to charitable giving.

Middle School

(11-13 years)

Focus: Expanding knowledge and practicing skills.

    • How to create a simple budget (income vs. expenses).

    • Tracking spending habits.

    • Setting savings goals for short- and long-term needs.

    • The benefits of compound interest (simplified explanation).

    • What is a bank account, and how does it work?

    • Debit cards and online banking basics.

    • Creative ways to earn money at this age (e.g., small jobs, entrepreneurship).

High School

(14-18 years)

Focus: Preparing for financial independence

    • Building a realistic budget for part-time income.

    • Preparing for future expenses (college, car, etc.).

    • Understanding savings accounts, CDs, and money market accounts.

    • Saving for large goals like college or a car.

    • What is credit, and why does it matter?

    • How to build and maintain good credit.

    • The dangers of credit card debt.

    • Basics of investing (stocks, mutual funds, etc.).

    • Understanding student loans and scholarships.

    • How to start and run a small business.

    • Managing business finances.